The congregation I'm officially with shares a KH with another cong and so they have their own separate accounts and a joint one that covers the utilities, chemical supplies, and other maintencance costs.
Our cong currently has about $2800 (Cdn) as of last Tues, and the joint account had almost $10,000 (Cdn). They were supposed to rebuild but nothing has happened yet.
To add to Mary's post:
Those running our circuit whined about repeated deficits at the assemblies. So Ontario Circuit 4 has instituted a program where each of the congs in that circuit pay a monthly sum into their property fund to help defray costs. They suggested about $0.40 a publisher. It just shows they're getting desperate.