I guess I had one.
I was in a head-on collison in 1981, and was hurt pretty badly, bleeding both internally and externally. I remember a calm and piece coming over me, even though I was a mess after the accident. I had one hell of a time catching my breath after impact, but then after that everything was like slow motion. I felt warm (could have been the blood), and was almost trippin' (shock). I remember when the paramedics were trying to cut me out of the car, I helped them with the sunroof even though they told me not to move.
They put me on a backboard, which hurt like hell. I do not remember the ambulence ride to the hospital, but it took some time. I just wanted to go to sleep, I was so at peace.
No great white light, but I wouldn't have minded checking out at that point. I was happy. It happened on the way to the Book Study, and I thought that me and the "Big J" were covered. The pain of healing, getting all sewn up, and rehab took care of the good feelings though!
Don't know about an afterlife, and right now I really don't care. I was in critical condition for about a week, and had enough stitches to make a suit. My internal organs finally stopped bleeding, and I did not require blood to live, but it probably would have helped, thank Whatever.
And I am still here 27 years later. Only the good die young.
JK
P.S. My knees are still screwed up, any Orthopedic surgeon want to cut me a break?