Legalized thievery is another name for the business of selling car insurance. The good drivers must pay for the mistakes of the bad drivers; and if you are a good driver that happens to be involved in an accident, your insurance will be cancelled, even though it was not your fault.
In that same vein, here in Florida, the State's Insurance Commission voted last week to allow certain insurance companies to increase their premiums by 25 % in order to pay for the damage done by hurricane's Ivan and Dennis. Just like car insurance, people uninvolved in the scenario will pay for those who are . . .the insurance companies will never lose money.