Hi wifeofjw,
I do really feel for you. It is hard when one is in and the othew out. I was wondering whether you both need to work to stay solvent. If you don't, then as the bread winner you are in the best position to see where the money goes.
There are many articles the Watchtower have written over the years telling the witnesses the end is near and they should pioneer or not marry or not have children.
Many of those who took that advice have suffered very much and certainly the ons who got into debt because they believed the societies lies.
If you both need to work, why don't you pay the bills and then your husband would have to pay for other essentials.
I was lucky. Although I was married to a witness, I was the bread winner so decided what the money should go.
I really hope you can sort this out, you really need to be strong, because you must remember that your husband is a victim in all this. He simply has not seen that he is in a cult. Hopefully he soon will come to his senses.
I wish you well.