Hi Cantleave
Yes I understand how your wife feels about the church and I'm not suggesting you both leave and join the local evangelical. But the difference is You don't have to be a fully paid up member of a church or a member of the Watchtower Society to live by bible principles. If you have a bible and believe its moral lessons are correct and worth following, then thats all you need.
The scriptures say that Jesus would send a helper, the holy spirit to guide you, and if you'd like encouraging association, its there. The rest comes down to one principle that encompasses all the gospels, and thats LOVE. If its the loving thing to do, do it. All the rest is just optional. I can't think of a better principle to teach your children.
Yep, I also get you about Equitable Life! Sorry to hear your savings have gone down the pan. I figure you'll have to tread pretty carefully and stay on the right side of this relative.
Sorry to put this so indelicately...but is this inheritance on the cards soon? (sorry)
Its just that to forsee years and years of wasted time and opportunity for you and your kids slaving for 9 men in Brooklyn so you can retire comfortable seems tragic.
. I guess only you know the best way to handle your situation and I really understand its not in an easy place you're in, but whatever your approach..good luck with it.