dubstepped - what an amazing, accurate and honest summary of your life as a JW.
For me the characterisation is 'guilt', a constant life of guilt and never feeling good enough. Now I'm waking up Im feeling 'guilty' for passing that on to my kids and making them reject all sorts of possibilities too...
Just for a lighter note, think of that film 'Yes man' with Jim Carey, now all the things and people you said no to all of those years you can say YES to! Thats a lot of opportunities to explore!
On a more serious note, I've just reached out to an ex-JW counsellor, I feel a bit better already, realised that so many people around the world are feeling like me too and its going to take time to figure things out and heal... maybe counselling would help you too?