Talk to both and see what they have to say. There's a good chance you'll get a better payment plan from the dealership. They need move cars off the lot and will offer terms that a bank can't match. A lot depends on your credit rating etc. They off all sorts of cash back deals and the like to get you take a car off their hands, these can count as down payment. If you finance through your own bank they don't care about down payment, they get paid in full by your bank.
Posts by JeffT
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5Question about buying a new car.
by MrFreeze inokay, so i've been without a working car since november and it will cost thousands to get it up to snuff.
fortunately, i am able to walk to work.
getting a new car isn't really a necessity but more of a luxury.
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22
With all the information /input thats been volunteered to this site , surely someone could produce a book tapping the wealth of information that is contained from contributors.
by smiddy ini am sure i am not alone in being overwhelmed at the knowledge,insight , and practical advice given on this board , surely someone somewhere can put this wealth of information ,condensced into a book that can help others out their .. smiddy.
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JeffT
The biggest problem with producing a book based on what's posted here is that, well, its already posted here. Anybody that wants to, can read stuff to their heart's content here, they don't need to buy a book to do so. Even if you obtained permission to reprint posts a publisher won't touch it because the same material is already available for free.
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41
Would you read your child's diary?
by DATA-DOG inthis is obviously a question for parents.
i have made my decision, but i am interested in your views and feelings.
if you are a young person, i would be interested in your thoughts and feelings too.
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JeffT
If we wanted to know something about our kids, we asked. After they became teenagers our rule about their rooms was simple: if it didn't threaten the cleanliness or security of the rest of the house we left it alone. When we ran out of dishes and silverware we made them clean out all ths stuff stashed in their rooms. Probably one of the most effect punishments we ever handed out occured when our oldest son slammed his door one too many times. I took it off the hinges and threw it in the back of the pickup for a couple of days. The loss of privacy made a very real impression.
Long after the fact we found out our daughter made up stuff to put in her diary. I think she was disappointed when she found out we didn't read it.
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43
What is your daily commute, and how long does it take you
by coffee_black inmine is 25 miles each way.
it can take anywhere from a half hour to an hour and a half each way depending on traffic.
there is no way way to get here by public transportation.. sigh~ .
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JeffT
About 3 feet, from the bed to the computer desk. I'm in the same boat as Cedars, I get paid for some of what I do, and hope to get paid in the future for other parts, like writing fiction.
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Have You Prepared For The "Flu" And Do You Get A Flu Shot?
by minimus ini try to keep my hands clean regularly and stay away from areas and people that i know are sick.. i have never gotten a flu shot and i do know that many that do get one, get the flu anyway.. still, the flu is considered very very bad this year..
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JeffT
Why on earth were you using steroids for 24 years?
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32
I'm so offended by what happened today at the KIngdom Hall!!
by Vienna Angelika inso today we were late for the meeting as usual.
this is because i take a really bad medication where i literally cannot function in the first part of the day but without it i am even worse.
we got there near the end of the talk and it was in my opinion very anoying.
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JeffT
The value of an Awake Education (TM) really shows up when they have to try to understand things like medical conditions and the side effects of legitimate treatments. One of my in-laws was disfellowshipped because she was bipolar. Instead of encouraging her to see her doctor, take her meds and get conseling from a professional, they threw her under the bus.
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US Entitlement Programs At Glance
by Scott77 in1. thirty-nine percent of adults who make more than $100,000 have used entitlement benefits at one point, compared with 70 percent of people who make less than $30,000, according to the pew study.. 2.. the average monthly food stamp benefit is $133.42 for an individual, according to the department of agriculture, which administers the program.
the rate is highest in hawaii ($213.65) and lowest in minnesota ($115.98).
in fiscal year 2012, 46.6 million people (in 22.3 million households) received food stamps, and the federal government spent $74.6 billion on the program that year.. 3. .
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JeffT
It would be nice if employees and employers split the cost of unemployment insurance
Doesn't make any difference who pays it. It's going to be considered as part of the cost of having an employee and will be figured into all discussions of hiring and what to pay him/her, along with mediare, medicaid, workman's comp, both parts or social security etc. As an accountant I've participated in lots of these calculations
In other words, the company is going to charge it to employee expenses.
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Why is the New World Translation inaccurate/not reliable?
by XPeterX inhave you noticed any errors when it comes to translation or something added arbitrarily by the witnesses?if so,please post the related verses so we can see the differences..
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JeffT
There is a notable failure to insert the name Jehovah when it doesn't suit them. Several of the Hebrew translations they used to determine where to put the name use the tetragramaton at 1 Cor. 12:3. If the NWT translators had been consistent that would read "No one can say 'Jesus is Jehovah' except by Holy Spirit."
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38
This is just plain CRAZY !!!!!!!!!!!!!!
by wasblind in" jehovah's witnesses were not in the concentration camps because they were criminals.. .
when officers wanted someone to shave them, they trusted a witness with the razor, because they knew that no witness would ever use such an instrument as a weapon to harm another human.. .
when ss officers at the auschwits extermination camp needed someone to clean their homes or care for their children, they selected witnesses, because they knew these would not try to escape.. .
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JeffT
regarding renounciation letters
It is almost standard practice with these kinds of things to use the signed document for propaganda purposes and leave the poor guy that signed it where he is. It happened in Korea, and I think in Vietnam. I don't doubt it would have happened that way in Germany.
If literature was smuggled in (a claim that makes me suspicious) it was because the guards took everything else they wanted and didn't care about the magazines.
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44
Homeschooling VS public/private schooling
by PSacramento ini was wondering on the views about homeschooling vs public/private scholling.. thoughts?.
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JeffT
Split the difference. Our granddaughter is enrolled in a home school support program. She goes to classes three days a week on we work on projects the other two days. She gets the needed attention and social skills and an education that is considerably better than the public schools. We did something similar with our youngest son. He ended up with his GED and was enrolled in college at age sixteen. It helps that my wife is an educator.
The important part with these kinds of programs is that it requires a very high level of commitment from the parents. You can't just say "well we're home schooling" and leave it at that. Miya is getting a good education because we're working hard to make it happen.