I feel bad for the Witnesses who do take this advice to heart and don't have any retirement money and are struggling to make ends meet during their older years.
It's also annoying to see the double standard at the hall, where the wealthy witnesses can be considered "spiritual" and "good examples" even though they are way flashier and materialistic than the average person in your city.
One of my brother-in-laws was offered a job, but turned it down because he didn't want to be late for the Service Meeting. This kid can't keep a job, or get one, and really should have taken it. Guess who will have to move back home with Mom and Dad who are already struggling to make ends meet on a tiny pension?
The WT gives great advice to keep you trapped in misery.