I hate to say it but i lost $300k to a scammer group. I was selling something of value and they did a TT to me in asia.
it turns out they had someone in a NY bank fill in the tt form with a fake amount by adding extra zeros.
it wasnt till a month later that the bank picked up on the fact. Then they couldnt trace anything.. I had to pay back the money to the bank. Could not find the buyers.
it hurt!....