Timing, of course, has a hell of a lot to do with it, too.
For example, when saving for retirement, it it is not the amount put away per week/month/year that counts nearly so much as the time period over which these amounts are invested (if anybody doubts that, just check the formula by which compound interest is calculated - together with a certain story about a blacksmith and his incremental rates for shoeing a horse!)
Also, and as I found out the hard way, the best time for learning things is when you are straight out of high school. After the JWs made me throw in my apprenticeship (almost exactly 50 years ago), I attempted to pick the pieces up some six years later.
By then, I was married with a family. The results of that ultimately proved to be fatal to both family life and the marriage, although I did come out of it a full-fledged electrician (what a price to have to pay, though!)
Then,too, there were those in the congregation who had the daggers out for me for doing even that. (I do agree with LHG on that front - it comes to the point sometimes to forgo ones popularity and take the course which is most practical).
It was only in very late middle age that I finally managed to acquire tertiary qualifications in Electrical Engineering. That only became possible because of the internet, and learning institutions which cater to persons like me, who were working on remote sites, and putting in eleven hour workdays.
I am still working full time now, while staring down the barrels of 70 years of age (that is ten years older than my father was when he retired from the workforce). However, I am finally in a position when it won’t matter if my employer decides he no longer requires my services.
The lesson I carry away from all of this?
There are actually two:
1) If you allow religious leaders (of any stripe whatsoever) to dictate to you as to how you live your life, then you are setting yourself up to get hurt.
2) And as my late father warned me back in the day, “Religion is like whisky and beer - you can live without it.”