Smiddy speaks an unfortunate observation about your average JWs. Not all, of course, and in fact there are many JWs who sell insurance products. I was a life agent myself for a time, though I never made a sale.
At my work, I have practically all the insurance I can get through my employer. Investment and retirement savings too. It's a thing for me. My dad was on the phone with his insurance company and trying to save some money, and I will always remember his words: "I'm not gonna die any time soon." He canceled his life insurance policy. He was diagnosed with terminal adenocarcinoma shortly thereafter. After he died, my mom was just a year too young to collect his social security benefit, so I had to take care of her.
Sad story is sad.