I have no idea what a UBM might be
Sorry,
UBM = UnBelieving Mate. It was a very common term here on JWN, because there were a lot of us participating, at least at one time. Like JW, xJW, NWT, PIMO etc., it didn't usually need an explanation
I'm not abysmally stupid (Egentlich spreche ich drei Sprachen und lese zwei weitere...) but am not as up on JW things as those of you who have lived it and consequently sometimes miss something obvious.
Long story short, I paid an attorney a boat-load of money to research this subject when my wife was starting to fade and the prognosis was pretty dismal. There is virtually no legal recourse here in the U.S. for JW's who want to exit the faith unscathed. (I would be happy to elaborate if you want...)
If the Zurich decision has repercussions for JW's in Switzerland, that would be great. If it also extends into Germany and Austria because of the strong bilateral relationships between the three, that would be even better.
But I'm not grasping the connection to the English speaking world, especially here in the U.S. with our strong sentiment of caveat emptor. (And would add that the current political climate is driving us even farther in that direction.)