This is a bunch of nonsense.
"once the perpetrators of the scam acquire operational control of a congregation’s corporation, thus assuming effective ownership of the Kingdom Hall property, they direct the congregation to finance upgrades to the Kingdom Hall"
If the amount borrowed is too much, then the payments are too high and the congregation can't meet its payments. No one is under any obligation to contribute. So the congregation corporation is left holding the ball. Then the "scammers" scammed themselves.
" thus assuming effective ownership of the Kingdom Hall property," If they borrowed money on the property, it is under a lein, then they can't sell it or do anything without permission from the leinholder.
This Jason Cobb sounds like the fraud. "Having observed this firsthand as a participant in the RBC engagement". Sounds like he is in on it.