The few things that I did benefit by from being a JW could have been obtained elsewhere - and for considerably less overall cost.
Precisely. Nothing good came of being a JW.
As for not being required to deal with the holidays, presents etc., I see it as a wonderful year end experience to look forward to every year. It's a privilege. I don't see other people as filth at all. Just this past week, doing some simple grocery shopping in the jam packed store I had so many small moments of pleasant interaction with people. I often initiate conversation, people 9 times out of 10 respond cheerfully, and even appreciatively. Making connection is good for us.