That makes a lot of sense, actually, Larc. Thanks for adding your comments on how things could be done more efficiently.
It seems people don't give a crap about local government at the moment. Except when it comes to the ticky tack things like 'a gym shouldn't operate in Westwood village, it's against the ideals of the founders'. (Westwood village, by the way, is where UCLA is located.) People need to care more about what issues affect them AND their neighbors.
(the JWs for example sadly think they show their care about their neighbors by leaving tracts under their door mats )
I used to wonder (as a JW of course) why so many non-JWs were politically apathetic. Even at an institution of higher learning, this is a problem. And this is even when the issues DO directly affect the students.
And about the credit card companies, I was just saying that they completely own you and I. What if you never have used credit cards? Even worse. Then you don't have a credit record and you don't count more than buzzard food.
One of the major credit reporting agencies mixed me up with my father recently. It was a pain in the ass to correct this problem, as I am named after him. I was denied an apartment (I had already moved in actually, so I was forced to leave) because my father's bankruptcy of many years ago appeared on my record. This was simply some bozo not doing his job properly, but I got shafted for it.
I told the shmuck at the leasing firm 'hey, this is obviously not mine and you know it; look at my age. How could I go bankrupt as a minor?' My contention was that this is just as bad as mixing me up with some random person.
And of course, he instantly switched gears 'well, you are a student and you don't have a real job with dependable income'. What a fucking prick! [>:(]
No, they don't give a shit about you either.
So I was not talking about fraud earlier; sorry if I confused you. It's that our welfare depends on not being on a corporate 'blacklist'.
But you know what's so stupid about their crediting methods?
They make more money off of you if you make late payments, and they know it. They charge you interest on those late fees. It adds up. You are their favored customers, their cash cows, if you fall into the 'delinquent' category. But they treat you like turkeyshit anyway in order that you become more heavily dependent on credit.
Okay, I have vented enough... some one else comment now...
cellomould
"In other words, your God is the warden of a prison where the only prisoner is your God." Jose Saramago, The Gospel According to Jesus Christ