In reading through this thread I had to think back to my teenage years. All the teens in my congo quit high school to pioneer and get married. I wanted to quit also, but my mom begged me to stay and get my diploma, which I did. I started working in an office the day after my last day of school and never stopped. I am finally retiring after 1/1, but will work through a transition phase to assist.
I am so thankful my mom never pushed pioneering on me. I needed to work to support us both which I did until her death at 98 1/2. My parents both wanted me to learn a trade, of course it was office work, accounting. I think they lived through the depression and understood hard times, and the importance of a good work ethic. I worked my way up in business and hold a degreed position without a degree. I have never not worked a day since the day after graduation. My SS is a decent amount due to 50+ years of consistent work, and boy am I thankful. I started saving late, but I'll be okay.
I'm thinking about my old friends back in the religion. Some managed to buy houses in the 90's, which was smart. Many were self employed with a wife pioneering, BUT at least at this point, they have their housing. So so so so many self employed...I hope they saved.
Everybody should learn the lesson a religion has no business in a person's personal money matters. They like to think they do, and boy did they in the old days. So much bad advice...screwed sooooo many people I know and boy are they mad. I don't blame them. But in the end, we are responsible for our own lives.