Hi, Hortensia. I love to talk about myself, so here goes:
I have not posted here for about three years, but recently started again. Since 2008, I have been in deep financial "doo-doo." I had purchased a condo in a place where property values skyrocketed. It had tripled in value. Then it started just as rapid a decline in value. I had to do a short sale, and am grateful it was not a foreclosure. I had gone into debt $8,000 to save my daughter's and son-in-law's home (which they eventually lost anyway).
In addition, I was $40,000.00 in debt to get my granddaughter straightened out at the Sunhawk Academy in Utah. She ran away from home with a horrible guy when she was about 16, and, besides that, I hade paid a private detective $3,500.00 (on my credit card) to find her.
So, I had about $12,000.00 + in credit card debt.
So, I have not had internet access, cable, or other luxuries again until recently.
I retired in 2007, so I had no income. I had been working steadily for a temp agency, but in mid-2008, that dried up, too. I was depressed and feeling hopeless, to say the least. Friends fed me and talked sense to me. I was terrified of the future, and saw no way out.
Then I got 9+ months' work at the Census Bureau. I made 100% on the test. Almost everyone who had a job at my Census office had made 100% or better (i.e., those with Veterans' preference) on the test. I paid my credit card debt down significantly, to about $2,500.00. I went back to getting a little bit of temp work. I also got a part-time job as an usher at the new ball park in town.
Then a friend helped me get a job in an attorney's office.
I now owe "only" about $27,000.00 on the student loan for my granddaughter. My credit card debt is paid off. I have a new card with a $300.00 limit for emergencies.
A few months ago, I left my job at the attorney's office and moved to Las Vegas. I am living with my daughter and son-in-law. This is the only way I can get paid back the money they owe me for bailing them out on their house and for borrowing to help my granddaughter.
I am studying machine shorthand, in hopes of becoming a court reporter so that I can have a high income for whatever time I have left. I did some internet research, and learned that only about three people a year pass the licensing test for court reporter in Nevada. They can't "afford" age discrimination. I don't know if you realize it, but the people who do the closed captioning for television and movies are court reporters. It's a lucrative field because very few people have the patience and/or skill to get good at it. Learning the theory is easy; getting up to 240 words per minute is where the challenge comes in, but I'm working on it every day.
I am grateful for the chance to rebuild my life, and very grateful that I was not reduced to filing bankruptcy.
I'm looking forward to meeting some of you, hopefully many of you, at the Apostafest in Vegas in May.
My efforts at present are concentrated in trying to pay off my remaining debt, becoming a good court reporter, and living in "fabulous Las Vegas!"
I'm happy for you and the opportunities you've had to travel. I love to travel, but haven't been able to for a while.
Regards,
SandraC