by minimus 122 Replies latest jw friends
Hell yes.
That's why I posted this just the other day...
For the love of Jehovah God...please send money!
I have bills to pay and gas is expensive and it's hard to make ends meet.
Simon is in arrears, to the tune of like 10,000 posts.
If I knew this JWD thing wasn't gonna work, I wouldn't have quit my real job.
Your financial aid is most appreciated.
Your fellow servant,
Bro. Nvrgnbk
Bush sucks.
I do have a very strong dislike of those that blame the evil credit cards for the problems they have when they are unable to keep up with the bills.
I agree that this country has way too many credit cards. Credit cards can help you...or they can harm you.
Give ya an example.
I talked with a financial counselor and he told me in order to rebuild my credit back, I'll need to get a small credit card ($300-$500) and make a few charges and make payments. He told me by making the payments and not paying it totally off would be recorded on my credit report and will give me a chance to prove I can keep up with a debt. I'll need to do this for 6 months to a year to make this work. Of course, this isn't going to happen right now since I'm personally not in a position to take on a credit card payment. Later, I may very well get a card to rebuild things.
It can harm you because if you should happen to lose your job and have a few credit cards, then you're screwed and your credit score starts going down quickly.
I hate the “poor me the marketing machine got me” attitude, no one makes you use credit cards
Well, yes and no...yes the "trap" is in having to build up credit somehow and convinces a person to get a card in the first place...and no, a person could save up money to get a house instead of using credit.
My parents have a perfect credit score...this is because they have never owned a credit card or got themselves into debt. Now they are wanting to purchase a small house but they can't since they don't have "proof" they can handle a loan. It's a trap yet a nice tool if things go right and it's been used properly.
Again, not everyone gets credit cards when they can't afford them...some get them when they have a nice job and things are going well and wham!, they lose their job. They may complain because Credit Card companies tend to not want to work with you. If you're even a day late no matter what the reason, they can and most time do charge and arm and a leg.
and I’m pretty sure all companies disclose all their fees up front, so how can you blame them for charging you when you know what being late will cost you upfront? How can you blame a company for trying to make money?
This is true...but sometimes when a person sign up they can agree to those terms then something happens to their job, that card will start building up in charges.
I never called anyone lazy or a deadbeat, I simply said that there are far too many Americans who use their cards and then bitch about it when they can’t pay and I for one have no sympathy for them or their “plight”
I didn't say you called anyone lazy...I said the tone of your writing is coming off that way. If that's not your intent, I apologize for reading it that way.
Forget about all the crap about personal responsibility - kudo's to those that get into debt and pay it off - but I think if a person is paying out more than they are bringing in and credit card debt and/or medical debt make up the biggest portion of that debt, then the smart thing might be to declare bankruptcy. If your credit is already ruined then paying your debt isn't going to make it better - cut your losses and start fresh. Use the system for the reason it is set up for. Now - as for all the junk about personal responsibility - the media is fans the fire and takes no responsibility -
On Your World, for a third time, Hoenig advocates military attack to boost stock market
Summary: On Fox News' Your World with Neil Cavuto, Jonathan Hoenig, managing member of Capitalistpig Asset Management LLC, asserted that a pre-emptive attack on North Korea would cause "the market" to rise. "I would love to see us launch a pre-emptive attack on North Korea," Hoenig stated.
During the July 10 edition of Fox News' Your World with Neil Cavuto, touted by Fox News as the "No. 1 business news show on cable," Jonathan Hoenig, managing member of Capitalistpig Asset Management LLC, asserted that a pre-emptive attack on North Korea would cause "the market" to rise. "I would love to see us launch a pre-emptive attack on North Korea," Hoenig stated.
Hoenig's comments came during a discussion led by host Neil Cavuto about whether North Korea's recent actions would be a "wildcard" for investments. As Media Matters for Americanoted, Hoenig, a frequent guest on Your World, suggested on June 19 that the United States should attack North Korea in order to prevent a "major sell-off on Wall Street" and contended on June 5 that bombing Iran would raise the Dow Jones industrial average. Hoenig has also claimed that the U.S. economy would be unable to "thrive" if convicted September 11 conspirator Zacarias Moussaoui were not summarily executed, as Media Mattersnoted.
From the July 10 edition of Fox News' Your World with Neil Cavuto:
HOENIG: But are they a threat? I mean, I think if they are a threat to the U.S., why are we letting Japan take care of them? Why are we letting China take care of them? I mean North Korea is a threat, Neil, yes, to our market, but they're also a threat to the U.S. and to our allies. And I think the longer that we putz around with the U.N., and with negotiation, and with sanctions, I think the longer we appease them, the more we encourage them to launch these aggressive attacks.
CAVUTO: Well, Jonathan, what happens if we were to strike North Korea's nuclear-strike capability? Do what Japan wants to do on its own.
HOENIG: What happens to the --
CAVUTO: Then what?
HOENIG: Then what happens to the market?
CAVUTO: Right.
HOENIG: I think the market rises. I would love to see us launch a pre-emptive attack on North Korea.
Heehee, Sammie..you said
house almost paid off and kids in school - then wham! You lose your job,
I said...
they have a nice job and things are going well and wham!, they lose their job.
Jinx!....I was typing this when you had posted it.
My parents have a perfect credit score...this is because they have never owned a credit card or got themselves into debt. Now they are wanting to purchase a small house but they can't since they don't have "proof" they can handle a loan. It's a trap yet a nice tool if things
Yep. Been there. Did you know that they also changed the law this January, so that women who have credit linked to their husbands, will no longer be able to use that as a link to their own credit. I have perfect credit but I am linked to my husbands. I knew the law was being changed and this will hurt about 3 million women who do not have their own credit and no income of their own so I applied for a credit card in my own name. I know that you will most likely be turned down for a loan if you do not have established credit which means a credit card. I agree - they can be good or bad....but the sad thing is that kids aren't taught about finances in school. They only see the ads on television for a cashless purchase - they never see the guy really working to use the card for that cashless purchase. sammieswife.
And good luck with Hillary as your president (that's tongue in cheek.. don't hit me)
actually, I'm an Edwards fan. I think Hillary is a Republican and Obama is a not too far off of that.....so who's telling how far down the country is going ...sammieswife.
Did you know that they also changed the law this January, so that women who have credit linked to their husbands, will no longer be able to use that as a link to their own credit.
So...does it also apply to the husbands taking the bad credit back to them since they are not linked and the wife's credit is then turned back to good? I have a feeling not...
Jinx!....I was typing this when you had posted it.
..Jinx...that's the name of my cat..lol...sammieswife.
The big problem is that we used to used cash to make our purchases , with minimal or no credit. Now we spend credit and very little cash. Our cash is now becoming worth less and less, credit is worth nothing.. The way credit is used now (with minimal payments, late fees etc.) makes credit not only worthless but cost you more cash, which is becomming more and more worthless. Americans are actually in negative savings for the first time. Americans are now purchasing way past what they can afford with flagrant disregard of the situation they put themselves in. Lenders were giving credit to anyone. It Is like if you went out on the street and asked everybody you seen if they would like to borrow a 1000 dollars no questions asked, how many takers do you think you would get.
Because of the irresponsibilty of both lenders and borrowers our financial institutions are being wiped out .And now people who do not have sufficient cash will find they will not have credit either. Some of most renown economists see us at the precipice of a great finacial collaspe. Being in construction for most of adult life I have grown accustom to it , and plan accordingly. But even the best laid plans can at times prove fruitless. Just stay aware and good luck to you all.
Don't insult me by call Hillary a Rep. She's a socialist. (just because I'm republican doesn't mean I'm a bush fan)
