Shytears, I hardly know how to begin.
First, do not tell the elders or anyone jw, you will not get a Christ-like response from them.
My Dad would not let me date until I was 16. At that time he sat me down and had a real Father-Daughter talk with me, beginning by asking me if he had ever lied to me. I had to admit that he never had and that I knew his love for me was unconditional. He then told me that the prime objective of young men was to have sex, that it was a biological drive at that age and had very little to do with 'love'; as a man he had experienced that for himself.
Dad's second point was that if the young man was so casual about sex, I could be assured that I was not his first, and I would definately not be his last.
Dad's third point was that no one would think more of me than I do of myself, and so I should highly value my mind and body as he had tried to teach me to value myself. That no matter how expensive a date was or how long I had been dating someone, that I owed no man anything; that their repayment of time and attention 'spent' on me was fully recompensed "by the pleasue and honor of being in your company"!
I took Dad's advice seriously, and through my dating years never had sex unless the subject of marriage was brought up by the guy, never by me. (these instances were very few, by the way) The man's willingness to talk of marriage sort of reassured me that I would not be 'left in the lurch'.
My first marriage, based primarily on sex before marriage, failed after 11 years; after coming to the conclusion that I loved him, but did not like him and that there were no children to be hurt by divorce. I still remembered Dad's advice, and after the divorce had many, many first and second dates, but no third dates, because they were not going to easily get what they were really after.
Then I met Bud. He kept dating me, week after week, driving fourty miles each way to pick me up at my apt. instead of asking me to meet him halfway. I found myself liking, respecting and admireing him (I was 32 at the time, he was 44). Well, one night we were parked under a full moon and our cuddling was beginning to turn into petting, so I said (and I do not know where this came from) "There is pleanty of time for 'that' later, and if there is no 'later', it is highly inappropriate now"..... We were married less than a month later....Nov.,'74. Our like has grown into love that keeps growing as he and I grow older. God Bless my Daddy, who told me the truth.
I cannot begin to advise you in this matter, but can olny point to how these matters turned out for me..... In a nutshell " He isn't going to buy the cow if he can get the milk for free. "
Hope my Daddy's thoughts from years ago can help you in you future. talley/Judy