In the 1960s I was told I would never graduate High School or get married because Armageddon would be here BY 1975. If you believed this "prophecy" you did not plan or save for the future. Education, home ownership, retirement savings, children, business planning were all impacted.
I have been retired for years now. Many true believers I knew from the 70s are DEAD, crippled, or BROKE. One ex-Special Pioneer I know is homeless and a public beggar. A former Elder and Bethel roommate died in poverty this week in a mountain shack. A 75-year-old window-washing Elder friend fell to his death on the job last year. Another "need greater " pioneer-elder friend rents a room in his twilight years. Meanwhile...Governing Body 3.0 lives in luxury in their gated compound sporting Rolex watches, gold pinky rings, and jetting around the world begging for MOOOORE Money.
For MOST people....not Jehovah's Witnesses....Retirement planning is simple 6th-grade math...save x dollars per month for 40 years @ x % to last your last 30 years. Time and compound interest solve the retirement issue...IF.....you are not blinded by a greedy doomsday cult. :(