" I tick all 12 of them too." And me, I cannot see that any of those 12 do not apply to the J.W org. at least in some measure.
The one that jumped out at me was No 6 "Lack of Transparent Financials" that is SO true, we have already had it exposed on here some years ago how their Creative Accounting ALWAYS left a "deficit" at the start of every Convention from the previous one.
I bet the Creative Accounting that has gone on for many decades at H.Q would be a nightmare for even the best Forensic Accountants to unravel, but if they could, they could explain the Missing $ Billions.
Every year for all those decades in reality the Org. has spent very little, whilst taking in a fortune from donations, and most years making Profits from the Property business they run.
So where has all that money gone ? The Cayman Islands and similar Tax Havens I would guess.