A valid question Glad.
And a question that each beiever must ask and asnwer for themselves and not just parrot a doctrine of their chosen denomination.
IMO, the doctrine of salvation has never been a big issue for me.
If I die and there is nothing then there is nothing, death has never been an issue for me, nor do I have an fear if it in any way.
My biggets issue is to make sure that my loved ones are provided for in the case/when I die.
I am not a Christian because I want to be saved or because I want salvation/fear not being saved.
To me worship of God through Christ is not an act of submission or going to church or piety or anything like that. The worship of God is, to me, a return to our original purpose, a return home to God in Christ. To me worship is being one with God and Christ and HS, to be IN them, to be fillied with their love and grace, inshort, to me worship is to be fully human.