TallTex,
Interesting story. I am not sure how I would've reacted to this. My aunt Ruth (she is 93 yrs old) has told me of people (mainly family) that she has known who have come to her at _the_ moment that they pass - she says that she 'sees' them in her living room.
According to her, she sees them, recognizes who they are, and calls out to them. They do not speak to her, but they are looking around, and then disappear.
I feel that it is the actual person - as they transition - to the other side. Can't put it into exact terms.
She also said that she saw my mom - looking - not directly at her - but off to one side... and looking a bit confused.
This would be about right... as she was a JW - and this would have caught her totally by surprise. She didn't expect to 'transition'. hahahahahaha
Anyway... her experiences are much like you described.
Cool!
As for the little girl - she meant no harm. She was only letting you know she was okay. It was most likely just as she was passing - or very soon after.
Poor little thing. She probably didn't even know realize that she had passed.
Regards,
Jim TX