Money does provide a measure of protection.
Boy doesn't that just state the obvious, from a corporation that will gladly run up fines to avoid paying an abuse victim! I can just see the writing committee parsing the wording..."don't say too much! Give 'em an inch and they'll take a mile!" Which is true of course lol.
I started soooooooooooo late saving for retirement...even though I had my doubts about the system ending, it was hard to break the mindset. I know plenty of bros who invested and have healthy portfolios and property. One brother told me "save like the end isn't coming and live like the end is coming soon." Okaaay.